chore(plugins): call the cascade's personal layer the personal override in the remaining plugins

.changes/ai-briefing/work-resolve-issue-issue-13192-41889164077-1-d36870f0.md

@@ -0,0 +1,9 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The README, `generate` and `setup` text and the setup evals now call the config cascade's
+  gitignored `*.local.*` layer the personal override, the marketplace's name for it (#13192).
+  Behavior is unchanged.

.changes/ai-slop/work-resolve-issue-issue-13192-41889164077-1-f6a23881.md

@@ -0,0 +1,9 @@
+---
+bump: patch
+---
+
+### Changed
+
+- `setup`, its evals and the `detect.sh` comments and test labels now call the config cascade's
+  gitignored `ai-slop.local.yaml` layer the personal override, the marketplace's name for it
+  (#13192). Behavior is unchanged.

.changes/architecture/work-resolve-issue-issue-13192-41889164077-1-385b04a7.md

@@ -0,0 +1,8 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The five `map-*` skills now say "There is no personal override", the marketplace's name for the
+  config cascade's gitignored `*.local.*` layer (#13192). Behavior is unchanged.

.changes/autonomy/work-resolve-issue-issue-13192-41889164077-1-65617b91.md

@@ -0,0 +1,11 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The README, the binding-seam reference, `setup` and its evals now call the binding ladder's
+  untracked `binding.local.json` layer the personal override, the marketplace's name for it
+  (#13192). The skill's behavior is unchanged. The setup check eval case is renamed
+  `su-check-reports-personal-override`, and its layer grader now accepts "personal override" in
+  place of the old word, beside "local" and `binding.local.json`.

.changes/autonomy/work-resolve-issue-issue-13304-41875926279-1-22593f99.md

@@ -2,4 +2,4 @@
 bump: none
 ---
 
-No release needed (test): add a setup eval case where `/autonomy:setup check` must report `budget_posture` as coming from the local overlay layer, probe `node` on PATH, and write nothing
+No release needed (test): add a setup eval case where `/autonomy:setup check` must report `budget_posture` as coming from the personal override, probe `node` on PATH, and write nothing

.changes/code-tidying/work-resolve-issue-issue-13192-41889164077-1-b4d88d97.md

@@ -0,0 +1,11 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The README, the config reference, the schema, the `tidy`, `remove-comments` and `setup` skills,
+  the settings script's comments and test labels and an eval sample now say personal override, the
+  marketplace's name for the config cascade's gitignored `*.local.*` layer, both for the comment
+  keys' `code-tidying.local.yaml` and where they state that lanes and upkeep keys have none
+  (#13192). Behavior is unchanged.

.changes/corrections/work-resolve-issue-issue-13192-41889164077-1-d5b3cdae.md

@@ -0,0 +1,9 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The `codify` skill, the findings-buffer contract, both schemas and the settings scripts'
+  comments and test labels now call the config cascade's gitignored `*.local.yaml` layer the
+  personal override, the marketplace's name for it (#13192). Behavior is unchanged.

.changes/discovery/work-resolve-issue-issue-13192-41889164077-1-55dd601b.md

@@ -0,0 +1,9 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The config reference and the `explore` and `setup` skills now call the config cascade's
+  gitignored `*.local.*` layer the personal override, the marketplace's name for it (#13192).
+  Behavior is unchanged.

.changes/docs-hygiene/work-resolve-issue-issue-13192-41889164077-1-d405fb27.md

@@ -0,0 +1,9 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The config reference and the `setup` skill now call the config cascade's gitignored `*.local.*`
+  layer the personal override, the marketplace's name for it, and an `audit-noise` test fixture
+  uses the same words (#13192). Behavior is unchanged.

.changes/domain-driven-design/work-resolve-issue-issue-13192-41889164077-1-d44d4d70.md

@@ -0,0 +1,9 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The README, the schema, the glossary contract and the glossary-settings script's comments and
+  test name now call the config cascade's gitignored `domain-driven-design.local.yaml` layer the
+  personal override, the marketplace's name for it (#13192). Behavior is unchanged.

.changes/education/work-resolve-issue-issue-13192-41889164077-1-9d6d829a.md

@@ -0,0 +1,8 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The config reference and the `setup` skill now call the config cascade's gitignored `*.local.*`
+  layer the personal override, the marketplace's name for it (#13192). Behavior is unchanged.

.changes/github/work-resolve-issue-issue-13192-41889164077-1-6a0814d5.md

@@ -0,0 +1,9 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The README, the routing and conventions references, the billing and security-posture recipes,
+  `setup` and its evals now call the config cascade's gitignored `*.local.*` layer the personal
+  override, the marketplace's name for it (#13192). Behavior is unchanged.

.changes/harness-config/work-resolve-issue-issue-13192-41889164077-1-853e2bd0.md

@@ -0,0 +1,9 @@
+---
+bump: patch
+---
+
+### Changed
+
+- `setup`, the `audit` procedures and the `audit-pass` suppression reference now call the config
+  cascade's gitignored `*.local.*` layer the personal override, the marketplace's name for it
+  (#13192). Behavior is unchanged.

.changes/implementation/work-resolve-issue-issue-13192-41889164077-1-1a79199f.md

@@ -0,0 +1,8 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The config reference now calls the config cascade's gitignored `*.local.*` layer the personal
+  override, the marketplace's name for it (#13192). Behavior is unchanged.

.changes/instruction-placement/work-resolve-issue-issue-13192-41889164077-1-4ae128e7.md

@@ -0,0 +1,9 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The consumer-config reference, the `realign` skill and the `delta` and `realign` evals now call
+  the config cascade's gitignored `instruction-placement.local.md` layer the personal override,
+  the marketplace's name for it (#13192). Behavior is unchanged.

.changes/knowledge/work-resolve-issue-issue-13192-41889164077-1-f1992ae2.md

@@ -0,0 +1,8 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The config reference now calls the config cascade's gitignored `*.local.*` layer the personal
+  override, the marketplace's name for it (#13192). Behavior is unchanged.

.changes/mutation-testing/work-resolve-issue-issue-13192-41889164077-1-661d3496.md

@@ -0,0 +1,9 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The README, `setup`, its config template and the `audit` and `setup` evals now call the config
+  cascade's untracked `.claude/mutation-testing.local.md` layer the personal override, the
+  marketplace's name for it (#13192). Behavior is unchanged.

.changes/overengineering/work-resolve-issue-issue-13192-41889164077-1-1de1fa27.md

@@ -0,0 +1,9 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The consumer-config reference and the findings-artifact context now call the config cascade's
+  gitignored `overengineering.local.md` layer the personal override, the marketplace's name for it
+  (#13192). Behavior is unchanged.

.changes/playbooks/work-resolve-issue-issue-13192-41889164077-1-dc996c27.md

@@ -0,0 +1,8 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The config reference now calls the config cascade's gitignored `*.local.*` layer the personal
+  override, the marketplace's name for it (#13192). Behavior is unchanged.

.changes/plugin-quality/work-resolve-issue-issue-13192-41889164077-1-2b7a6324.md

@@ -0,0 +1,10 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The config reference, the `audit` and `setup` skills and evals and the `plugin-quality-r002`
+  retirement note now call the retired `.claude/plugin-quality.local.md` file a personal override,
+  the marketplace's name for the config cascade's gitignored layer (#13192). The setup eval is
+  renamed `retirement-r002-personal-override-warns-never-silent`. Behavior is unchanged.

.changes/session-flow/work-resolve-issue-issue-13192-41889164077-1-0b852cef.md

@@ -0,0 +1,8 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The config reference and the `setup` skill now call the config cascade's gitignored `*.local.*`
+  layer the personal override, the marketplace's name for it (#13192). Behavior is unchanged.

.changes/skill-quality/work-resolve-issue-issue-13192-41889164077-1-244e9d5c.md

@@ -0,0 +1,8 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The schema description now calls `<home>/skill-quality.local.yaml` the personal override, the
+  marketplace's name for the config cascade's gitignored layer (#13192). Behavior is unchanged.

.changes/toolchain/work-resolve-issue-issue-13192-41889164077-1-7bfe5433.md

@@ -0,0 +1,9 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The resolution-ladder reference, the `check` and `setup` skills and the setup evals now call
+  `.claude/ecosystems/<ecosystem>.local.yaml` the personal override, the marketplace's name for
+  the config cascade's gitignored layer (#13192). Behavior is unchanged.

.changes/verification/work-resolve-issue-issue-13192-41889164077-1-81e65bb9.md

@@ -0,0 +1,8 @@
+---
+bump: patch
+---
+
+### Changed
+
+- The config reference and the `setup` skill now call the config cascade's gitignored `*.local.*`
+  layer the personal override, the marketplace's name for it (#13192). Behavior is unchanged.

plugins/ai-briefing/README.md

@@ -71,8 +71,8 @@ Files at `.claude/ai-briefing/` form the default profile. Each
 - optional `audience.md` for impact ranking;
 - optional declarative `brand.json` and local assets for presentation branding.
 
-These are team-tracked profile files, not a gitignored `*.local.*` cascade
-overlay. Selecting a named profile is profile selection, not cascade-layer
+These are team-tracked profile files, not a gitignored `*.local.*` personal
+override. Selecting a named profile is profile selection, not cascade-layer
 resolution. Select a profile through the `active_profile` plugin option or a
 per-run `--profile <name>` argument. The per-run argument wins. Claude Code renders the configured
 option into the skill; the skill then explicitly sets `AI_BRIEFING_PROFILE` on each launched

plugins/ai-briefing/skills/generate/SKILL.md

@@ -124,7 +124,7 @@ export the consumer adds to their shell profile. A global export pins one profil
 session and every other tool on that machine, including runs that asked for a different one.
 
 A profile may contain these team-tracked files. They are not a `*.local.*`
-cascade overlay:
+personal override:
 
 | Artifact | Purpose |
 |---|---|

plugins/ai-briefing/skills/setup/SKILL.md

@@ -126,7 +126,7 @@ nothing and reports "already configured".
 2. **Offer optional profile files.** Offer `audience.md` and declarative `brand.json`, creating only
    the files the consumer requests. Keep local logo assets beside `brand.json`. These files are
    team-tracked in the selected profile directory. This surface has no gitignored `*.local.*`
-   overlay.
+   personal override.
 3. **`apply install-build-deps` installs the optional build toolchain.** Parse the subaction
    before invoking a shell and never interpolate raw arguments into a command. Without it,
    skip this step and change no existing runtime. With it, build and validate a temporary

plugins/ai-briefing/skills/setup/evals/evals.json

@@ -18,13 +18,13 @@
       "id": 2,
       "name": "optional-branding-and-lens-skipped-cleanly",
       "prompt": "/ai-briefing:setup",
-      "expected_output": "Offers declarative brand.json and audience.md as optional profile files, creates only accepted files, and leaves the neutral defaults intact when declined. Does not recommend a .claude/ai-briefing/**/*.local.* gitignore line or any *.local.* overlay.",
+      "expected_output": "Offers declarative brand.json and audience.md as optional profile files, creates only accepted files, and leaves the neutral defaults intact when declined. Does not recommend a .claude/ai-briefing/**/*.local.* gitignore line or any *.local.* personal override.",
       "files": [],
       "expectations": [
         "Offers brand.json and audience.md rather than forcing them",
         "Writes accepted optional files only to the tracked profile directory",
         "Skips declined optional files without writing machine-local configuration",
-        "Does not recommend a .claude/ai-briefing/**/*.local.* gitignore line or any *.local.* overlay"
+        "Does not recommend a .claude/ai-briefing/**/*.local.* gitignore line or any *.local.* personal override"
       ]
     },
     {

plugins/ai-slop/skills/audit/scripts/detect.sh

@@ -205,15 +205,16 @@ while [[ $# -gt 0 ]]; do
   esac
 done
 
-# --- Config cascade (user-global -> team -> overlay; YAML, legacy JSON) ----------
+# --- Config cascade (user-global -> team -> personal override; YAML, legacy JSON) -
 
 REPO_ROOT="${CLAUDE_PROJECT_DIR:-}"
 if [[ -z "$REPO_ROOT" ]]; then
   REPO_ROOT="$(git -c core.fsmonitor= -c core.hooksPath=/dev/null rev-parse --show-toplevel 2>/dev/null || pwd)"
 fi
 
-# Config-cascade step 2: a home or non-repo root has no team or overlay layer, and
-# a team or overlay file that is the user-global file is not read a second time.
+# Config-cascade step 2: a home or non-repo root has no team layer or personal
+# override, and a team file or personal override that is the user-global file is
+# not read a second time.
 # shellcheck source=../../../lib/config-root.sh
 source "$SCRIPT_DIR/../../../lib/config-root.sh"
 USER_CFG="${HOME:-/nonexistent}/.claude/ai-slop.json"

plugins/ai-slop/skills/audit/scripts/detect.test.sh

@@ -32,8 +32,9 @@ export HOME="$TEST_TMPDIR/home"
 export CLAUDE_PROJECT_DIR="$TEST_TMPDIR/noconfig"
 mkdir -p "$HOME" "$CLAUDE_PROJECT_DIR"
 
-# A fixture root that carries a team or overlay config layer must be a git working
-# tree: config-cascade step 2 gives a non-repo root no team or overlay layer.
+# A fixture root that carries a team config layer or personal override must be a git
+# working tree: config-cascade step 2 gives a non-repo root no team layer or personal
+# override.
 make_repo() {
   git init -q "$1" >/dev/null 2>&1
 }
@@ -555,7 +556,7 @@ assert_not_contains "phrase hygiene: empty-string element does not flood clean p
 
 # Wholesale replacement includes the empty override: a later layer's explicit
 # `"phrase_add": []` clears the inherited list (key presence decides, not value
-# emptiness). The local overlay is the later layer.
+# emptiness). The personal override is the later layer.
 CLRREPO="$TEST_TMPDIR/phrase-clear"
 mkdir -p "$CLRREPO/.claude"
 make_repo "$CLRREPO"
@@ -734,8 +735,8 @@ assert_contains "show-config: names the supplying layer" "$out" "$cfgdir/ai-slop
 assert_contains "show-config: effective threshold shown" "$out" "threshold_ai_vocabulary=999"
 assert_contains "show-config: disabled rules shown" "$out" "disabled_rules=rule-significance-inflation"
 
-# Config-cascade step 2: a home or non-repo root has no team or overlay layer, and
-# the user-global file is read once, never again as team.
+# Config-cascade step 2: a home or non-repo root has no team layer or personal
+# override, and the user-global file is read once, never again as team.
 HOMEROOT="$TEST_TMPDIR/home-root"
 mkdir -p "$HOMEROOT/.claude"
 printf '%s\n' '{ "thresholds": { "ai_vocabulary": 777 } }' >"$HOMEROOT/.claude/ai-slop.json"
@@ -906,12 +907,12 @@ assert_contains "yaml: a flow-sequence list is read" "$out" "excluded_paths=vend
 assert_contains "yaml: a per-rule glob list names its layer" "$out" "rule_allowed_paths[rule-ai-vocabulary]=docs/marketing/** [layer: $YREPO/docs/conventions/ai-slop.yaml]"
 assert_not_contains "yaml: an empty per-rule list leaves the rule unexempted" "$out" "rule_allowed_paths[rule-em-dash]"
 
-# The personal YAML overlay refines the team YAML per key and is named for what it set.
+# The personal YAML override refines the team YAML per key and is named for what it set.
 printf '%s\n' 'thresholds:' '  copulative_avoidance: 7' 'disabled_rules: []' >"$YREPO/docs/conventions/ai-slop.local.yaml"
 out="$(CLAUDE_PROJECT_DIR="$YREPO" bash "$DETECT" --show-config 2>&1)"
-assert_contains "yaml: the overlay supplies its own scalar" "$out" "threshold_copulative_avoidance=7 (rule rule-copulative-avoidance) [layer: $YREPO/docs/conventions/ai-slop.local.yaml]"
-assert_contains "yaml: the team YAML still supplies the key the overlay left" "$out" "threshold_ai_vocabulary=2.5 (rule rule-ai-vocabulary) [layer: $YREPO/docs/conventions/ai-slop.yaml]"
-assert_contains "yaml: an explicit empty list in the overlay clears the team list" "$out" "disabled_rules= [layer: $YREPO/docs/conventions/ai-slop.local.yaml]"
+assert_contains "yaml: the personal override supplies its own scalar" "$out" "threshold_copulative_avoidance=7 (rule rule-copulative-avoidance) [layer: $YREPO/docs/conventions/ai-slop.local.yaml]"
+assert_contains "yaml: the team YAML still supplies the key the personal override left" "$out" "threshold_ai_vocabulary=2.5 (rule rule-ai-vocabulary) [layer: $YREPO/docs/conventions/ai-slop.yaml]"
+assert_contains "yaml: an explicit empty list in the personal override clears the team list" "$out" "disabled_rules= [layer: $YREPO/docs/conventions/ai-slop.local.yaml]"
 
 # phrase_remove alone names its own layer on the model_phrases line, not only phrase_add's.
 printf '%s\n' 'phrase_remove:' '  - "(the|my) honest take"' >"$YREPO/docs/conventions/ai-slop.local.yaml"

plugins/ai-slop/skills/setup/SKILL.md

@@ -20,7 +20,7 @@ detector's `--show-config` via Bash or read the three layers directly.
 
 The ai-slop detector ships neutral defaults. A consumer repo declares its own exemptions and
 tuning in `<home>/ai-slop.yaml`, resolved per the config-cascade convention: team
-(`<home>/ai-slop.yaml`, tracked) and personal overlay (`<home>/ai-slop.local.yaml`, gitignored),
+(`<home>/ai-slop.yaml`, tracked) and personal override (`<home>/ai-slop.local.yaml`, gitignored),
 where `<home>` is the convention home the repository binds in its instruction file
 (`docs/conventions` by default). The file is validated by the plugin's
 `schemas/ai-slop.schema.json`. Later layers refine earlier ones per key.
@@ -70,7 +70,7 @@ Everything `check` does, then the confirmed write:
 1. Interview the user for what they want changed. For em-dash exemptions, ask for the documents
    that genuinely require em dashes; the default posture is that most work does not.
 2. Write ONLY the team layer (`<home>/ai-slop.yaml`), showing the diff and getting explicit
-   confirmation before writing. Never write the personal overlay on the user's behalf; name it
+   confirmation before writing. Never write the personal override on the user's behalf; name it
    as an option the user edits themselves.
 3. Re-run `--show-config` via Bash (the pre-computed output predates the write) and report the
    new effective state. Then run the tracked-file pair on

plugins/ai-slop/skills/setup/evals/evals.json

@@ -5,7 +5,7 @@
       "id": 1,
       "name": "check-is-read-only",
       "prompt": "/ai-slop:setup check",
-      "expected_output": "The current effective configuration is reported — each key with the layer supplying it (user-global, team, local overlay), absent layers named, drift flagged (unknown keys, dead globs, unsupported em-dash threshold) — and no file is written.",
+      "expected_output": "The current effective configuration is reported — each key with the layer supplying it (user-global, team, personal override), absent layers named, drift flagged (unknown keys, dead globs, unsupported em-dash threshold) — and no file is written.",
       "files": [],
       "narration": true,
       "expectations": [
@@ -23,7 +23,7 @@
       "narration": true,
       "expectations": [
         "Shows the proposed team-layer diff and waits for explicit confirmation before writing",
-        "Writes ONLY docs/conventions/ai-slop.yaml, never the user-global or personal overlay layers",
+        "Writes ONLY docs/conventions/ai-slop.yaml, never the user-global layer or personal override",
         "Adds the exemption under em_dash_allowed_paths rather than excluded_paths (the file should still be scanned by other rules)"
       ]
     },

plugins/architecture/skills/map-components/SKILL.md

@@ -50,7 +50,7 @@ not a task list:
 3. The printed home is repo-relative: join it to the root, then pass
    `<root>/<home>/authoring-formats/README.md` to the resolver.
 4. Layer order is one layer deep: an explicit `--dialect` argument, then the team convention doc.
-   There is no personal overlay.
+   There is no personal override.
 5. `diagram_dialect.system` has NO default. Allowed values are `likec4` and `c4-plantuml`. When it
    is unset, write `components.md` with the prose and tables and draw no diagram block.
 6. Degrade soft, and say so. No pointer, no doc, no key, or an unrecognized value (mermaid