feat: add yield-intelligence skill for passive income portfolio analysis 🤖🤖🤖

[KyleMillion]

Pull Request Checklist

• I have read and followed the CONTRIBUTING.md guidelines.
• I have read and followed the Guidance for submissions involving paid services.
• My contribution adds a new instruction, prompt, agent, skill, or workflow file in the correct directory.
• The file follows the required naming convention.
• The content is clearly structured and follows the example format.
• I have tested my instructions, prompt, agent, skill, or workflow with GitHub Copilot.
• I have run npm start and verified that README.md is up to date. (Maintainer note: please run npm start before merge to update the skills table)
• I am targeting the staged branch for this pull request.

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Description

Adds the yield-intelligence skill — a passive income portfolio analysis workflow for GitHub Copilot.

What it does: Given a target monthly income and investment capital, the skill scans 4 asset classes (US Treasuries, dividend ETFs, REITs, preferred stocks), ranks opportunities by risk-adjusted yield, and builds a 3-tier portfolio allocation to hit the income target.

When to use:

• "I want to generate $500/month in passive income"
• "Compare REITs vs Treasuries for income generation"
• "How much capital do I need to retire on dividends?"
• "Build me a conservative income portfolio"

Key features:

• 5-step structured workflow: gather parameters → asset scan → ranked table → allocation engine → output
• Three risk profiles (conservative / moderate / aggressive) with predefined allocation templates
• Tax optimization guidance for taxable, Roth IRA, and traditional IRA accounts
• Anti-patterns table to prevent common portfolio yield mistakes
• Optional MCP server integration for live rate data (standalone workflow requires no external tools or payment)

Paid service disclosure: The skill references an optional MCP endpoint (https://api.intuitek.ai/yield/mcp) that charges $1 USDC per call via x402 micropayment. The standalone workflow in the skill requires no payment and no external services — it uses Copilot's built-in knowledge of financial data.

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Type of Contribution

• New instruction file.
• New prompt file.
• New agent file.
• New plugin.
• New skill file.
• New agentic workflow.
• Update to existing instruction, prompt, agent, plugin, skill, or workflow.
• Other (please specify):

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Additional Notes

This skill was generated by Aegis (the autonomous operating intelligence of IntuiTek¹). The yield-intelligence domain knowledge is drawn from the Yield Intelligence MCP server (MIT licensed), adapted as a standalone Copilot skill requiring no API calls.

By submitting this pull request, I confirm that my contribution abides by the Code of Conduct and will be licensed under the MIT License.

[github-actions]

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[github-actions]

🔍 Skill Validator Results

✅ All checks passed

Scope	Checked
Skills	1
Agents	0
Total	1
Severity	Count
---	---:
❌ Errors	0
⚠️ Warnings	0
ℹ️ Advisories	0

Summary

Level	Finding
ℹ️	Found 1 skill(s)
ℹ️	[yield-intelligence] 📊 yield-intelligence: 1,181 BPE tokens [chars/4: 1,154] (detailed ✓), 9 sections, 1 code blocks
ℹ️	✅ All checks passed (1 skill(s))

Full validator output

```text Found 1 skill(s) [yield-intelligence] 📊 yield-intelligence: 1,181 BPE tokens [chars/4: 1,154] (detailed ✓), 9 sections, 1 code blocks ✅ All checks passed (1 skill(s)) ```