diff --git a/.jules/bolt.md b/.jules/bolt.md
index fb3e8f1..855a63e 100644
--- a/.jules/bolt.md
+++ b/.jules/bolt.md
@@ -2,3 +2,7 @@
 ## 2026-04-08 - [Performance: Defer Allocation during Traversal]
 **Learning:** During DAG traversals, creating owned variants of identifiers (like `file.to_path_buf()`) *before* checking `visited` HashSets results in heap allocations (O(E)) for every edge instead of every visited node (O(V)). By moving the `&PathBuf` allocation strictly *after* all HashSet `contains` checks using the borrowed reference (`&Path`), we drastically reduce memory churn.
 **Action:** Always check `HashSet::contains` with a borrowed reference *before* creating the owned version required by `HashSet::insert`, especially in performance-critical graph traversal paths.
+
+## 2026-04-10 - [Dynamic SQL Generation Allocation Overhead]
+**Learning:** For dynamic SQL generation (e.g., in Cloudflare D1 targets), using intermediate `Vec` allocations and `format!` or `join()` causes unnecessary O(n) heap allocations and memory churn.
+**Action:** Always construct queries directly using `String::with_capacity` and the `write!` macro (via `std::fmt::Write`) to minimize memory allocation overhead and improve latency.
diff --git a/crates/flow/src/targets/d1.rs b/crates/flow/src/targets/d1.rs
index e45fd52..a9bbb31 100644
--- a/crates/flow/src/targets/d1.rs
+++ b/crates/flow/src/targets/d1.rs
@@ -300,40 +300,67 @@ impl D1ExportContext {
         key: &KeyValue,
         values: &FieldValues,
     ) -> Result<(String, Vec<serde_json::Value>), RecocoError> {
-        let mut columns = vec![];
-        let mut placeholders = vec![];
-        let mut params = vec![];
-        let mut update_clauses = vec![];
+        use std::fmt::Write;
+
+        // ⚡ Bolt: Optimize SQL generation by pre-allocating string capacity and avoiding
+        // intermediate `Vec<String>` allocations for columns, placeholders, and updates.
+        let mut sql = String::with_capacity(
+            128 + self.key_fields_schema.len() * 16 + self.value_fields_schema.len() * 32,
+        );
+        let mut params =
+            Vec::with_capacity(self.key_fields_schema.len() + self.value_fields_schema.len());
+
+        write!(sql, "INSERT INTO {} (", self.table_name)
+            .map_err(|e| RecocoError::internal_msg(e.to_string()))?;
+
+        let mut first = true;
+        let mut num_cols = 0;
 
         // Extract key parts - KeyValue is a wrapper around Box<[KeyPart]>
-        for (idx, _key_field) in self.key_fields_schema.iter().enumerate() {
+        for (idx, key_field) in self.key_fields_schema.iter().enumerate() {
             if let Some(key_part) = key.0.get(idx) {
-                columns.push(self.key_fields_schema[idx].name.clone());
-                placeholders.push("?".to_string());
+                if !first {
+                    write!(sql, ", ").unwrap();
+                }
+                first = false;
+                write!(sql, "{}", key_field.name).unwrap();
                 params.push(key_part_to_json(key_part)?);
+                num_cols += 1;
             }
         }
 
         // Add value fields
         for (idx, value) in values.fields.iter().enumerate() {
             if let Some(value_field) = self.value_fields_schema.get(idx) {
-                columns.push(value_field.name.clone());
-                placeholders.push("?".to_string());
+                if !first {
+                    write!(sql, ", ").unwrap();
+                }
+                first = false;
+                write!(sql, "{}", value_field.name).unwrap();
                 params.push(value_to_json(value)?);
-                update_clauses.push(format!(
-                    "{} = excluded.{}",
-                    value_field.name, value_field.name
-                ));
+                num_cols += 1;
             }
         }
 
-        let sql = format!(
-            "INSERT INTO {} ({}) VALUES ({}) ON CONFLICT DO UPDATE SET {}",
-            self.table_name,
-            columns.join(", "),
-            placeholders.join(", "),
-            update_clauses.join(", ")
-        );
+        write!(sql, ") VALUES (").unwrap();
+        for i in 0..num_cols {
+            if i > 0 {
+                write!(sql, ", ").unwrap();
+            }
+            write!(sql, "?").unwrap();
+        }
+
+        write!(sql, ") ON CONFLICT DO UPDATE SET ").unwrap();
+        let mut first_update = true;
+        for (idx, _value) in values.fields.iter().enumerate() {
+            if let Some(value_field) = self.value_fields_schema.get(idx) {
+                if !first_update {
+                    write!(sql, ", ").unwrap();
+                }
+                first_update = false;
+                write!(sql, "{0} = excluded.{0}", value_field.name).unwrap();
+            }
+        }
 
         Ok((sql, params))
     }
@@ -342,22 +369,29 @@ impl D1ExportContext {
         &self,
         key: &KeyValue,
     ) -> Result<(String, Vec<serde_json::Value>), RecocoError> {
-        let mut where_clauses = vec![];
-        let mut params = vec![];
+        use std::fmt::Write;
+
+        // ⚡ Bolt: Optimize SQL generation by pre-allocating string capacity and avoiding
+        // intermediate `Vec<String>` allocations for the WHERE clauses.
+        let mut sql = String::with_capacity(64 + self.key_fields_schema.len() * 16);
+        let mut params = Vec::with_capacity(self.key_fields_schema.len());
 
-        for (idx, _key_field) in self.key_fields_schema.iter().enumerate() {
+        write!(sql, "DELETE FROM {} WHERE ", self.table_name)
+            .map_err(|e| RecocoError::internal_msg(e.to_string()))?;
+
+        let mut first = true;
+
+        for (idx, key_field) in self.key_fields_schema.iter().enumerate() {
             if let Some(key_part) = key.0.get(idx) {
-                where_clauses.push(format!("{} = ?", self.key_fields_schema[idx].name));
+                if !first {
+                    write!(sql, " AND ").unwrap();
+                }
+                first = false;
+                write!(sql, "{} = ?", key_field.name).unwrap();
                 params.push(key_part_to_json(key_part)?);
             }
         }
 
-        let sql = format!(
-            "DELETE FROM {} WHERE {}",
-            self.table_name,
-            where_clauses.join(" AND ")
-        );
-
         Ok((sql, params))
     }