diff --git a/lib/screens/kyc/steps/financial_data/cubits/kyc_financial_data_cubit.dart b/lib/screens/kyc/steps/financial_data/cubits/kyc_financial_data_cubit.dart
index 729ad4f4..a220378e 100644
--- a/lib/screens/kyc/steps/financial_data/cubits/kyc_financial_data_cubit.dart
+++ b/lib/screens/kyc/steps/financial_data/cubits/kyc_financial_data_cubit.dart
@@ -87,7 +87,9 @@ class KycFinancialDataCubit extends Cubit<KycFinancialDataState> {
       await _kycService.setFinancialData(current.url, responses);
       emit(const KycFinancialDataSubmitSuccess());
     } catch (e) {
-      emit(KycFinancialDataFailure(e.toString()));
+      // Keep the answers and stay on the questions UI so the user can retry,
+      // instead of dropping them onto a dead-end failure page.
+      emit(KycFinancialDataSubmitFailure.from(current, e.toString()));
     }
   }
 
diff --git a/lib/screens/kyc/steps/financial_data/cubits/kyc_financial_data_state.dart b/lib/screens/kyc/steps/financial_data/cubits/kyc_financial_data_state.dart
index 5c55269a..fbbfcf32 100644
--- a/lib/screens/kyc/steps/financial_data/cubits/kyc_financial_data_state.dart
+++ b/lib/screens/kyc/steps/financial_data/cubits/kyc_financial_data_state.dart
@@ -44,6 +44,36 @@ class KycFinancialDataLoadedSuccess extends KycFinancialDataState {
   List<Object?> get props => [allQuestions, visibleQuestions, responses, currentIndex, url];
 }
 
+/// Submit failed while the collected answers are retained, so the user can
+/// retry from the questions UI instead of a dead-end failure page.
+class KycFinancialDataSubmitFailure extends KycFinancialDataLoadedSuccess {
+  final String message;
+
+  const KycFinancialDataSubmitFailure({
+    required this.message,
+    required super.allQuestions,
+    required super.visibleQuestions,
+    required super.responses,
+    required super.currentIndex,
+    required super.url,
+  });
+
+  factory KycFinancialDataSubmitFailure.from(
+    KycFinancialDataLoadedSuccess state,
+    String message,
+  ) => KycFinancialDataSubmitFailure(
+        message: message,
+        allQuestions: state.allQuestions,
+        visibleQuestions: state.visibleQuestions,
+        responses: state.responses,
+        currentIndex: state.currentIndex,
+        url: state.url,
+      );
+
+  @override
+  List<Object?> get props => [...super.props, message];
+}
+
 class KycFinancialDataSubmitting extends KycFinancialDataState {
   const KycFinancialDataSubmitting();
 }
diff --git a/lib/screens/kyc/steps/financial_data/kyc_financial_data_page.dart b/lib/screens/kyc/steps/financial_data/kyc_financial_data_page.dart
index 647b89da..7c36490a 100644
--- a/lib/screens/kyc/steps/financial_data/kyc_financial_data_page.dart
+++ b/lib/screens/kyc/steps/financial_data/kyc_financial_data_page.dart
@@ -40,10 +40,18 @@ class KycFinancialDataView extends StatelessWidget {
         if (state is KycFinancialDataSubmitSuccess) {
           context.read<KycCubit>().checkKyc();
         }
-        if (state is KycFinancialDataFailure) {
+        // KycFinancialDataSubmitFailure is a LoadedSuccess subtype (answers
+        // retained, questions page still shown) — surface the error as a
+        // transient snackbar so submit failures are recoverable, not a dead-end.
+        final failureMessage = switch (state) {
+          KycFinancialDataSubmitFailure(:final message) => message,
+          KycFinancialDataFailure(:final message) => message,
+          _ => null,
+        };
+        if (failureMessage != null) {
           ScaffoldMessenger.of(context).showSnackBar(
             SnackBar(
-              content: Text(state.message),
+              content: Text(failureMessage),
               backgroundColor: RealUnitColors.status.red600,
             ),
           );
diff --git a/test/screens/kyc/steps/financial_data/kyc_financial_data_cubit_test.dart b/test/screens/kyc/steps/financial_data/kyc_financial_data_cubit_test.dart
index 61a27336..480f08dc 100644
--- a/test/screens/kyc/steps/financial_data/kyc_financial_data_cubit_test.dart
+++ b/test/screens/kyc/steps/financial_data/kyc_financial_data_cubit_test.dart
@@ -176,8 +176,11 @@ void main() {
       verify: (_) => verify(() => service.setFinancialData('url', any())).called(1),
     );
 
+    // A submit failure must NOT drop the user's answers onto a dead-end failure
+    // page. It keeps the answers (a LoadedSuccess subtype) so the questions page
+    // stays and a retry is possible.
     blocTest<KycFinancialDataCubit, KycFinancialDataState>(
-      'submit failure surfaces a Failure state',
+      'submit failure retains the answers and stays retryable (not a dead-end)',
       setUp: () {
         when(
           () => service.getFinancialData(any(), language: any(named: 'language')),
@@ -190,13 +193,56 @@ void main() {
       build: build,
       act: (c) async {
         await c.loadQuestions('url');
+        c.answerQuestion('q1', 'a');
         await c.submitAndNext();
       },
-      skip: 2,
+      skip: 3, // Loading, LoadedSuccess(load), LoadedSuccess(answer)
       expect: () => [
         isA<KycFinancialDataSubmitting>(),
-        isA<KycFinancialDataFailure>(),
+        isA<KycFinancialDataSubmitFailure>()
+            .having((s) => s.responses, 'responses', {'q1': 'a'})
+            .having((s) => s.message, 'message', contains('network')),
       ],
+      verify: (c) {
+        // Still a LoadedSuccess (questions render, retryable) — not terminal.
+        expect(c.state, isA<KycFinancialDataLoadedSuccess>());
+        expect(c.state, isNot(isA<KycFinancialDataFailure>()));
+      },
+    );
+
+    blocTest<KycFinancialDataCubit, KycFinancialDataState>(
+      'a retry after a submit failure submits the same answers and succeeds',
+      setUp: () {
+        when(
+          () => service.getFinancialData(any(), language: any(named: 'language')),
+        ).thenAnswer(
+          (_) async => const KycFinancialOutData(questions: [_q1], responses: []),
+        );
+        var calls = 0;
+        when(() => service.setFinancialData(any(), any())).thenAnswer((_) async {
+          calls++;
+          if (calls == 1) throw Exception('network');
+        });
+      },
+      build: build,
+      act: (c) async {
+        await c.loadQuestions('url');
+        c.answerQuestion('q1', 'a');
+        await c.submitAndNext(); // fails, answers retained
+        await c.submitAndNext(); // retry succeeds
+      },
+      skip: 3,
+      expect: () => [
+        isA<KycFinancialDataSubmitting>(),
+        isA<KycFinancialDataSubmitFailure>(),
+        isA<KycFinancialDataSubmitting>(),
+        isA<KycFinancialDataSubmitSuccess>(),
+      ],
+      verify: (_) {
+        final captured =
+            verify(() => service.setFinancialData('url', captureAny())).captured;
+        expect(captured.length, 2);
+      },
     );
 
     test('no-ops outside LoadedSuccess', () async {