From 8995b7656839a94cd76531c16d08bc0e9a19d5cf Mon Sep 17 00:00:00 2001
From: Richie McIlroy <33632126+richiemcilroy@users.noreply.github.com>
Date: Fri, 13 Nov 2026 06:18:49 -0500
Subject: [PATCH 1/2] perf(web): load Infra auto top-up only when a transcript
 charge needs it

---
 apps/web/lib/developer-transcript-billing.ts | 7 ++++++-
 1 file changed, 6 insertions(+), 1 deletion(-)

diff --git a/apps/web/lib/developer-transcript-billing.ts b/apps/web/lib/developer-transcript-billing.ts
index 86e223a957..2691384db2 100644
--- a/apps/web/lib/developer-transcript-billing.ts
+++ b/apps/web/lib/developer-transcript-billing.ts
@@ -14,13 +14,18 @@ import {
 	TRANSCRIPT_MIN_START_BALANCE_MICRO_CREDITS,
 	type TranscriptErrorCode,
 } from "@/lib/developer-transcripts";
-import { scheduleAutoTopUp } from "@/lib/infra-auto-top-up";
 import {
 	availableBalance,
 	heldTranscriptMicroCredits,
 } from "@/lib/infra-balance";
+import type { AutoTopUpTarget } from "@/lib/infra-auto-top-up";
 import { accountStanding, readStandingAccount } from "@/lib/infra-standing";
 
+// Loaded on first use: the auto top-up module pulls in Stripe and the email
+// templates, and this file ships in the step bundle every workflow loads.
+const scheduleAutoTopUp = async (target: AutoTopUpTarget) =>
+	(await import("@/lib/infra-auto-top-up")).scheduleAutoTopUp(target);
+
 export const INSUFFICIENT_CREDITS_MESSAGE =
 	"The credit balance could not cover this transcript. Nothing was charged.";
 

From 2b984c179bc2f8a7d092a8d3260639fc8f4ef1a1 Mon Sep 17 00:00:00 2001
From: Richie McIlroy <33632126+richiemcilroy@users.noreply.github.com>
Date: Fri, 13 Nov 2026 06:26:15 -0500
Subject: [PATCH 2/2] style(web): sort the auto top-up type import

---
 apps/web/lib/developer-transcript-billing.ts | 2 +-
 1 file changed, 1 insertion(+), 1 deletion(-)

diff --git a/apps/web/lib/developer-transcript-billing.ts b/apps/web/lib/developer-transcript-billing.ts
index 2691384db2..0e803c5f92 100644
--- a/apps/web/lib/developer-transcript-billing.ts
+++ b/apps/web/lib/developer-transcript-billing.ts
@@ -14,11 +14,11 @@ import {
 	TRANSCRIPT_MIN_START_BALANCE_MICRO_CREDITS,
 	type TranscriptErrorCode,
 } from "@/lib/developer-transcripts";
+import type { AutoTopUpTarget } from "@/lib/infra-auto-top-up";
 import {
 	availableBalance,
 	heldTranscriptMicroCredits,
 } from "@/lib/infra-balance";
-import type { AutoTopUpTarget } from "@/lib/infra-auto-top-up";
 import { accountStanding, readStandingAccount } from "@/lib/infra-standing";
 
 // Loaded on first use: the auto top-up module pulls in Stripe and the email